⚠️ If your pet is having an emergency: Go to the vet first. Most emergency clinics will work with you on payment, and options like Scratchpay can help you finance the cost.
Average Emergency Vet Visit Costs
Emergency vet visits typically start with an exam fee of $100-300, plus any additional treatments needed. Here's what common emergencies typically cost:
Common Dog Emergencies
| Emergency | Average Cost |
|---|---|
| Emergency exam fee | $100 - $300 |
| Broken bone (leg) | $1,500 - $4,000 |
| Foreign object removal | $1,000 - $3,000 |
| Bloat/GDV surgery | $2,500 - $7,500 |
| Poison/toxin treatment | $500 - $3,000 |
| Hit by car | $2,000 - $10,000+ |
Common Cat Emergencies
| Emergency | Average Cost |
|---|---|
| Urinary blockage | $1,500 - $3,500 |
| Bite wound/abscess | $300 - $1,500 |
| Diabetic crisis | $500 - $2,500 |
| Respiratory distress | $500 - $3,000 |
Why Emergency Vet Visits Cost More
- 24/7 staffing - Emergency clinics operate around the clock
- Specialized equipment - Advanced diagnostic tools on-site
- Immediate care - No waiting for appointments
- Critical care expertise - Trained emergency specialists
How to Pay for Emergency Vet Bills
✓ Options That Help
- Pet financing (Scratchpay)
- CareCredit
- Payment plans with vet
- Pet insurance (if you have it)
- Emergency savings
✗ Options to Avoid
- High-interest payday loans
- Maxing out credit cards
- Delaying necessary care
- Borrowing from retirement
Why Scratchpay for Emergency Vet Bills?
- ✓ Instant approval - Know in seconds if you qualify
- ✓ No hard credit check to see your options
- ✓ 0% APR available for qualified applicants
- ✓ Direct payment to vet - no upfront cost to you
- ✓ 78% approval rate - higher than most options
Facing an Emergency Vet Bill?
Check your financing options in seconds - no credit impact
Check Your Options →